The Psychology of Money

The Psychology of Money pdf epub mobi txt 电子书 下载 2025

Morgan Housel
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具体描述

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.

Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.

In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

用户评价

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##Important and practical lessons around personal finance

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##Growth is driven by compounding, which always takes time. Endurance is key.

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##非常棒的书

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##后面围绕pessimism跟optimism的讨论对得起书名,生动而有趣又不失启发性。前半部分有几点描述的好:1、拿现金换股票、房子,得到的就是股票、房子,不再是现金,如此简单,却又让万千人头破血流后仍心有不甘;2、没谁的选择是不可理解的,都只是站在各自的个人经验跟知识积累做选择,无论是judging自己还是他人,要理解视角区别。最大的收获是多思考wealth跟richness,作者这种付全款防止拿mortgage投资的意识是基于个人independent的目标,很值得参考,要维持足够的现金持有。金钱只是通向最终价值的桥梁,而人是无法栖居在桥上的,训练适合自己的金钱观念第一步就是要了解自己的生活目标,否则自由不可期。

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##读完之后,知道存钱的重要性。????

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##非常棒的书

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##- Make sure your mindset of money is clear - Money is never enough, what’s important is if it supports your living - Compounding factor is important, be friend with time - Save more spend smarter - Allow room for error for the unexpected changes - Volatility is the price of return, cost of admission to get return

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##本周的audiobook。无甚新意,降低了人们对致富的预期,要人们理性一点,从认清自己的实际需求做起。除了luck外,普通人能做的就是多储蓄,甚至是不需要理由的储蓄,以及be patient。比较好的部分是讲到投资选择和风险偏好时,提到了每个人都因为自己独特的背景和认知而不同,这里没有对错

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##本周的audiobook。无甚新意,降低了人们对致富的预期,要人们理性一点,从认清自己的实际需求做起。除了luck外,普通人能做的就是多储蓄,甚至是不需要理由的储蓄,以及be patient。比较好的部分是讲到投资选择和风险偏好时,提到了每个人都因为自己独特的背景和认知而不同,这里没有对错

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